Home2020-03-29T09:10:20+00:00

Revolutionary insurance for reliable drivers

Car insurance only based on your choices. Good drivers always pay less and stay safe!

Get my rate

Revolutionary insurance for reliable drivers

Car insurance only based on your choices. Good drivers always pay less and stay safe!

Get my rate

How It Works

Why Allegory?

Because insurance is not about punishment or discrimination but preventing and protecting. That’s why we never use your age, gender, credit score, where you live, or how many accidents you have had in the past to calculate your insurance premium. Our mission is clear: “Let’s rewrite the “allegory” of individualized insurance together!”

What Our Customers Say

“I only drive during the weekends. It’s not fair to pay the full price for an insurance that I only need 30% of the year. Thanks to Allegory I’m now paying based on how well and how far I drive. Now that’s fair!

Luis Desalvo, CREO TECH

It’s not my choice to live here! But insurers think it’s a high-risk area. Why should I pay the cost of fraud if insurers fail to prevent it! Allegory does not only insure my car but also help me to prevent thefts and fraudsters.

Shelia McCourtney, ARCHITECT

I’m 25 years old.  I think that I am a good driver and I always obey the rules. Plus, I have no accidents or tickets at all! It’s not fair to be categorized as a high-risk driver because of other risky young drivers. Allegory is the first insurance company that can tell I’m a good driver and provides me with a fair price!”

John Rudgor, WEB DEVELOPER

Frequently Asked Questions

About Us
What’s Allegory?2020-03-26T08:32:49+00:00

Allegory is an insurance technology company that is transforming and democratizing the centuries-old insurance industry. We use artificial intelligence and behavioural science to understand driving habits so that we can offer cheaper insurance for good drivers. Unlike the traditional insurance companies, our goal is to provide a preventative approach in order to provide the best insurance premium possible. 

How does it work?2020-03-26T08:33:00+00:00

All you need to do is download our app and start driving. We will automatically detect your driving behaviour and give you a score based on how well you drive, not based on your marital status or age!

Is my data secure?2020-03-26T08:33:12+00:00

We believe in fairness, transparency, and the security of your personal information. From the moment that you download our app, all of your data is anonymized and securely stored.

Unlike other insurance companies, we do not share your data with any third parties.

Are you guys real?2020-03-26T08:33:48+00:00

Yes, we are! We have started our business in the heart of Toronto and we are currently developing our technology. We are looking for seed investors to help bring our vision to the market.

What happens if I don’t accept the quote?2020-03-26T08:34:00+00:00

All drivers must complete the trial period to be able to get a quote. If your quote looks good, accept the offer and welcome to Allegory! Otherwise feel free to keep on driving, earn points, improve your driving, you’ll always have the option to switch to us in the future.

About Insurance
Do you only offer car insurance?2020-03-26T03:30:47+00:00

Currently, we’re working hard to revolutionize auto insurance. Stay tuned for health, travel, and home insurance.

Do you only offer car insurance?2020-03-23T05:38:21+00:00

For now we’re focused on revolutionizing auto insurance. Stay tuned for what we’ll offer for home, travel, health, and commercial insurance.

What kind of coverage do you offer?2020-03-23T05:37:57+00:00

We are planning to offer all the mandatory coverages in Canada. You’ll be covered the same way you are with your current insurance company, except we’ll be fair and transparent about our pricing.

Policy Related
What kind of coverage do you offer?2020-03-26T03:29:32+00:00

We offer all the mandatory and optional coverages. Therefore, you are going to be covered the same way you are with your current insurance company, except we’re fair and transparent about our pricing. 

What happens if I don’t accept the quote?2020-03-26T03:28:18+00:00

All drivers must complete the trial period to be able to get a quote. If your quote looks good, you can purchase your insurance immediately through our app. Otherwise, you can continue using it without any commitment, and improve your driving score until when a switch makes sense to you.

How does it work?2020-03-26T03:27:31+00:00

Allegory has an app-only approach for your insurance needs. Once you download the app, all you need to do is start driving and complete the trial period to receive a quote. Although the duration of this period depends on your driving habits, it will not take more than three weeks. Once you accept your quote, your insurance will start immediately, and you will receive a new quote once every three months.

VIEW ALL

Frequently Asked Questions

About Us
What’s Allegory?2020-03-26T08:32:49+00:00

Allegory is an insurance technology company that is transforming and democratizing the centuries-old insurance industry. We use artificial intelligence and behavioural science to understand driving habits so that we can offer cheaper insurance for good drivers. Unlike the traditional insurance companies, our goal is to provide a preventative approach in order to provide the best insurance premium possible. 

How does it work?2020-03-26T08:33:00+00:00

All you need to do is download our app and start driving. We will automatically detect your driving behaviour and give you a score based on how well you drive, not based on your marital status or age!

Is my data secure?2020-03-26T08:33:12+00:00

We believe in fairness, transparency, and the security of your personal information. From the moment that you download our app, all of your data is anonymized and securely stored.

Unlike other insurance companies, we do not share your data with any third parties.

Are you guys real?2020-03-26T08:33:48+00:00

Yes, we are! We have started our business in the heart of Toronto and we are currently developing our technology. We are looking for seed investors to help bring our vision to the market.

What happens if I don’t accept the quote?2020-03-26T08:34:00+00:00

All drivers must complete the trial period to be able to get a quote. If your quote looks good, accept the offer and welcome to Allegory! Otherwise feel free to keep on driving, earn points, improve your driving, you’ll always have the option to switch to us in the future.

About Insurance
Do you only offer car insurance?2020-03-26T03:30:47+00:00

Currently, we’re working hard to revolutionize auto insurance. Stay tuned for health, travel, and home insurance.

Do you only offer car insurance?2020-03-23T05:38:21+00:00

For now we’re focused on revolutionizing auto insurance. Stay tuned for what we’ll offer for home, travel, health, and commercial insurance.

What kind of coverage do you offer?2020-03-23T05:37:57+00:00

We are planning to offer all the mandatory coverages in Canada. You’ll be covered the same way you are with your current insurance company, except we’ll be fair and transparent about our pricing.

Policy Related
What kind of coverage do you offer?2020-03-26T03:29:32+00:00

We offer all the mandatory and optional coverages. Therefore, you are going to be covered the same way you are with your current insurance company, except we’re fair and transparent about our pricing. 

What happens if I don’t accept the quote?2020-03-26T03:28:18+00:00

All drivers must complete the trial period to be able to get a quote. If your quote looks good, you can purchase your insurance immediately through our app. Otherwise, you can continue using it without any commitment, and improve your driving score until when a switch makes sense to you.

How does it work?2020-03-26T03:27:31+00:00

Allegory has an app-only approach for your insurance needs. Once you download the app, all you need to do is start driving and complete the trial period to receive a quote. Although the duration of this period depends on your driving habits, it will not take more than three weeks. Once you accept your quote, your insurance will start immediately, and you will receive a new quote once every three months.

VIEW ALL